There are a lot of pressing topics that have been clouding my mind as of late, one of which being the government’s unseemingly distasteful desire to meddle with policies they have no clue about. Obama Care may have given coverage to people who otherwise would be denied due to preexisting conditions, but it also made low-mid tier and mid tier employees pay more for medicaid that they didn’t have. Why these people pay for something they don’t use to begin with is beyond me. My children don’t go to school but we still pay school zone tax, we have never had state assistance yet we still pay for state assistance programs. Medicaid is great for those who don’t work or work just little enough that they’re not taxed for it, but the income levels who do pay for it struggle to provide for their family because of the taxes they are forced to pay.
The problem isn’t so much government meddling though, it’s medical coverage as a whole. No human being should be able to be denied or charged more for medical coverage, or for medical care. In my opinion, there should be a flat-rate that is seen as the acceptable median for any and all procedures. If an individual is born with a heart or lung condition, that should not stop them from getting coverage or receiving medical attention. Period. They’re human just like all of us. This does not however mean that everyone else should pay for their medical needs. Being an individual who grew up with a metabolism issue as well as a mental disorder or two, I know it isn’t easy taking care of someone who has medical needs. I recall my first ever medical bill as an adult, I had swallowed my tongue ring like a fool and ended up with ambulance, er visit, doctor and x-ray charges I had to pay. All that accumulated to over $5,000 just for a simple accident like swallowing a tongue ring.
At the time, I had no medical coverage. I didn’t really need it because I’d learned to manage my conditions. Some conditions can’t be managed though, and that is where my stance comes from. Medical coverage should not be mandatory, but optional. Medical coverage should not be paid for through the taxes of those who slave away at work all day every day, but should be paid for either by the individual or by the state on a case by case basis. Forcing a copay on people is understandable but it should be reasonable. A person who has to take management medications, or long term medications should not be made to pay a copay that makes going without seem a better option. Many low income families can’t afford a $50-$75 copay just to visit a doctor to get a refill on a $40 prescription.
Because of all the hoodwinking and backstabbing means of charging people extra, I personally gave up on a prescription that was helping me. The cost of health coverage alone makes me wish that I would spontaneously die because the idea of being a financial burden fills me with anger, depression, and a sense of uselessness. Many others out there feel the same way, even though the only person financially responsible for me is my husband. He works tireless hours day in and day out, but even then, the raise that happened to my medication thanks to obama care and the medical company my husband uses through his work, my medication is no longer covered and I would have had to pay full price.
So all you out there who think that Obama Care was great, keep in mind that there are people like me who have chosen to stop their medication due to the horrors wrought by his bill. Trump’s bill is horrible as well, but I honestly rather be ill than pay almost as much for my medication as I do for my electric bill. Medical coverage will always be a disaster so long as there is no free market.